Frequently Asked Questions

Here are some of the questions we get a lot. Not seeing what you're looking for? Please leave us a message with your question so we can get you the answers you need and maybe add your question to the list...

What types of financing does Pumpkn offer?

We specialise in financing for agriculture and food processing businesses. This includes:
‍

‍Working Capital: To cover daily expenses, unexpected costs, or seasonal fluctuations.‍
Asset Finance: To purchase equipment, machinery, or other assets to grow your business.

Is Pumpkn a registered Credit Provider?

Yes, we are. Our company (Ag Digital Ventures (Pty) Ltd) is registered with the National Credit Regulator (NCR) under number NRCP18423.

What interest rates does Pumpkn charge?

Your interest rate will depend on several factors:
‍

The type of loan you choose.
The length of your repayment term.
Your business's financial risk profile.

Applying and getting approved is free– you only incur charges when you accept a loan offer.

‍

Does Pumpkn offer grant funding?

No, we do not. All our loans involve interest or fees and must be repaid according to the agreed schedule.

Do I need a registered business to apply for financing?

Yes, you'll need a registered and compliant business and at least six months of bank statements.

Do I need to own land or property to qualify?

Not necessarily. Many of our loans are unsecured, meaning you don't need to put up property as collateral.

What are the minimum requirements for applying?

You'll need:
‍

A registered business.
At least R500,000 in annual revenue.
Six months of bank statements.
‍

Additional requirements may apply depending on your chosen loan and your business's risk profile.

How do I apply?

Explore our financing options on this page
Click "Apply Now" or "Get Approved For Free."
Follow the simple online instructions – it takes less than 10 minutes!

How do I access funds if I'm approved?

Once approved, simply submit your supplier invoices, and we'll pay them directly within 24 hours. We generally don't deposit funds directly into your bank account.

Frequently Asked Questions

Not finding what you're looking for?

Pumpkn